【Multigenerational Wealth Transfer and Family Education Trust】

Mr. Tang is a successful entrepreneur who has accumulated significant wealth throughout his life. His children are all thriving in their respective fields but have limited interest in the family business. Mr. Tang has three grandchildren, aged 10 to 16, whom he deeply loves. He hopes to make thoughtful plans for their future.

Mr. Tang’s wealth is diverse, encompassing company shares, multiple properties, various financial investments, and valuable collectibles. As he ages, he increasingly worries about the future of his wealth. He wishes to bypass his children and directly pass his wealth to his grandchildren, ensuring they have the best educational and developmental opportunities. At the same time, he wants to instill family values and an entrepreneurial spirit. However, he realizes his grandchildren are still young and will need a suitable mechanism to ensure the responsible use and transfer of wealth.

Mr. Tang transfers his assets—company shares, properties, financial products, and collectibles—into a trust. The trust institution evaluates and organizes these assets. For the company shares, the trust collaborates with a professional management team to ensure stable operations and continued growth during the transfer period. It also develops a share transfer plan based on market conditions and company valuation, transferring share earnings or portions of shares to his grandchildren at appropriate times.

An educational fund is set up to cover tuition, book fees, tutoring costs, international exchange expenses, and other educational needs at different learning stages. For example, if a grandchild prepares to attend an international academic competition or camp, the trust provides financial support. Additionally, scholarships are awarded to high-achieving students to encourage their hard work.

The trust includes a family education charter, outlining family values, entrepreneurial spirit, and ethical standards. Through regular family activities, such as family gatherings, visits to the family business, and storytelling about family history, these values are shared with his grandchildren. The children are also encouraged to participate in community service activities, fostering a sense of social responsibility and compassion.

By establishing a Family Trust, Mr. Tang achieves intergenerational wealth transfer and educational development.

1. Intergenerational Wealth and Family Education Trust
   Mr. Tang successfully secures the intergenerational transfer of wealth within the family, ensuring asset protection and reasonable appreciation during his grandchildren's growth. This provides solid financial support for their future development.

2. Comprehensive Educational Support
   The trust provides extensive educational support to his grandchildren, meeting their academic and personal development needs. This fully develops their potential and lays a strong foundation for them to become well-rounded individuals.

3. Family Education Charter and Character Development Program
   Through the trust, Mr. Tang effectively passes down family values and entrepreneurial spirit, instilling good character and a sense of family responsibility in his grandchildren, and injecting new vitality into the family’s long-term development.