【Overseas Asset Allocation Trust — A Wealth Growth and Risk Diversification Engine with a Global Perspective】

Mr. Qian is an experienced investor with a well-established track record in domestic asset allocation. However, he realized that in the context of global economic integration, limiting investments to the domestic market might lead to missed opportunities and increased concentration risk. To achieve further diversification and growth of his wealth while mitigating risks, he decided to allocate assets overseas through a trust.

Through a trust company, he invested in prime-location properties in countries like Singapore and Australia. These properties are surrounded by well-developed infrastructure, possess high potential for appreciation, and offer stable rental income. The trust company manages the entire process, including property acquisition, renovation, leasing, legal matters, and tax handling. Mr. Qian only needs to receive regular investment reports and income updates.

The trust company also designed a globally diversified investment portfolio of stocks and bonds tailored to Mr. Qian’s risk preferences and financial goals. The stock investments include shares in major U.S. tech companies, traditional European blue-chip stocks, and high-growth potential equities from emerging markets. Bond investments cover U.S. Treasury bonds, German government bonds, and high-grade corporate bonds issued by internationally renowned companies. The investment team dynamically adjusts the allocation between stocks and bonds based on global macroeconomic trends, industry developments, and monetary policies, ensuring stable asset growth and balanced risk management.

In addition, the trust allocated part of his assets to international private equity funds and hedge funds. The private equity funds focus on overseas startups and SMEs with innovative technologies and high growth potential, generating substantial capital appreciation through company growth and IPOs. Hedge funds adopt various investment strategies, such as macro-hedging and event-driven approaches, to seek returns in different market conditions, further diversifying the portfolio’s risk.

Using a family trust, Mr. Qian achieved a global asset allocation strategy that effectively mitigated single-market risks.

Through overseas asset allocation trusts, he successfully diversified his portfolio globally. Despite domestic market fluctuations during a recent period, his overseas investments performed exceptionally well. The rental income from properties remained stable, and his international stock and bond portfolios delivered strong returns. Overall, his portfolio demonstrated enhanced resilience to risks and achieved steady wealth growth.

Moreover, the trust company’s professional management and all-in-one services spared him the complexities of overseas investments, allowing him to focus on his career and personal life in China. This approach enabled a win-win outcome in both wealth management and quality of life.