【 Special Needs Protection Trust】

Mr. Liu, aged 40, became physically disabled due to an accident.
He lost his ability to work and has since been relying on his parents' care and government subsidies for his livelihood.
As his parents age, he grows increasingly worried about having no one to care for him after their passing, leaving his life without security.
To ensure a dependable future, Mr. Liu decided, with the help of his family, to establish a Special Needs Living Protection Trust.

Mr. Liu’s parents contributed their life savings of RMB 2 million, along with a small property they own (valued at RMB 800,000), into the trust.
Based on Mr. Liu’s actual needs, the trust institution devised a detailed trust plan.
According to the trust terms, the institution would rent out the property, and the rental income combined with the deposit would constitute the trust assets.
Each month, a specified amount would be paid to Mr. Liu as a living allowance, covering daily meals and household purchases.
A professional caregiver would be hired regularly, with related costs covered by the trust.
An annual portion of the trust fund would be reserved for Mr. Liu’s rehabilitation and medical expenses.
Meanwhile, the trustee would make prudent investments with the trust funds to preserve and grow the assets, ensuring Mr. Liu’s long-term living needs are well protected.

Providing Security for Special Needs Individuals Through a Family Trust

By establishing a Special Needs Living Protection Trust,
Mr. Liu has secured a stable source of income and continuous caregiving services.
Even in the absence of his parents,
he can rely on the trust funds to support his living expenses and receive necessary rehabilitation treatment.

The prudent management of trust assets ensures that he doesn’t have to worry about running out of funds,
achieving genuine life security and regaining confidence in his future.