【Building a Fortress of Wealth for Sustainable Family and Business Growth】

After years of effort, Ms. Lee has successfully built her business empire. She not only owns subsidiaries at home and abroad but is also engaged in real estate, art collections, and various other fields. As her career continued to grow, she began to consider how to effectively pass down this hard-earned wealth to the next generation while ensuring her family’s quality of life and the long-term growth of her business.

To achieve this goal, she decided to establish a family trust. The purpose of this trust is to ensure the stable growth and orderly transfer of family wealth, while providing continuous financial security for family members. Ms. Lee transferred a portion of her equity, real estate, art collections, and some cash into the trust, entrusting an experienced trust management institution to oversee and manage these assets.

The structure of the trust takes tax planning, asset protection, and wealth succession into account. The primary beneficiaries of the trust are her direct descendants, including her children and grandchildren. According to the trust, family members can receive a certain percentage of income periodically upon reaching a specified age, which they may use for education, healthcare, and living expenses.

Additionally, the trust has set up a special education fund to support family members’ academic and professional development.

Ms. Lee understands the importance of the continued development of her business for wealth succession. Therefore, the trust also includes special support for the company. It provides interest-free or low-interest loans to the business on a regular basis to support expansion and innovation. The trust also established a risk fund to address potential economic fluctuations and market risks.

To ensure the continuity of family values, Ms. Lee included a family charter within the trust, defining behavioral guidelines and principles for the use of wealth by family members. She hopes this will instill a sense of responsibility and purpose among them, ensuring the family’s wealth can be passed down through generations.

By implementing a Family Trust, Ms. Lee has achieved long-term growth for both her family and business. Through the family wealth succession trust, she has ensured the security and stable growth of family wealth, providing lasting financial security for family members. The professional management and comprehensive services of the trust have enabled Ms. Lee to diversify her investments and manage risk, safeguarding the ongoing development of her family’s business.

The family charter and education fund within the trust reinforce family values, instill responsibility among family members, and lay a solid foundation for the family’s long-term growth.