【Featured Article: Lifelong Support for Special Needs】

Mr. Han's younger brother was left permanently disabled due to a car accident and requires lifelong care. Concerned about his brother’s well-being in his old age, Mr. Han established a Medical Care Trust with two commercial properties and 1.5 million RMB (approximately 6.6 million NTD), creating a dual protection system of finance and services.

The trust assets are managed by professional institutions and provide the following protections:

• Monthly payments to a designated nursing institution for basic care expenses, along with a dedicated medical concierge team.
• His brother can apply for reimbursement of rehabilitation treatments prescribed by top-tier hospitals.
• Annual premium health check-ups and specialist consultations are included.
• If Mr. Han passes away, the trust will automatically activate an emergency plan, introducing a third-party guardianship institution through a bidding process to ensure long-term care stability.
• A supervisory committee (composed of community workers, lawyers, and doctors) is established to conduct quarterly care quality inspections.

Using a Family Trust to Solve the Guardianship Dilemma for Vulnerable Individuals

✅ Market-based operation to avoid emotional burdens, replacing human monitoring with institutional safeguards.
✅ Customized medical services to meet diverse needs and improve the beneficiary's quality of life.
✅ Cross-lifecycle management to relieve the settlor’s long-term concerns.