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High-End Medical Trust: A Thoughtful Guardian of Health
Ms. Liu is a senior corporate executive whose long-term, high-intensity work schedule has put her health at considerable risk. At the same time, her elderly parents suffer from multiple chronic conditions and have significant medical needs.
Although Ms. Liu has solid financial resources, standard health insurance cannot meet the demands of high-end medical services—such as consultations with international specialists and access to advanced treatments overseas.
To provide her family with comprehensive, premium healthcare protection, she decided to establish a High-End Medical Trust.
Ms. Liu allocated RMB 8 million into the trust and collaborated with a professional trust company and renowned medical institutions to develop the plan.
The trust terms specify that the trustee will create a personalized healthcare protection plan based on the health conditions of Ms. Liu and her family members.
This includes coordinating consultations with top domestic specialists and connecting with authoritative international medical institutions for complex diagnoses and treatments. The trust also covers premium medical checkups and wellness management services.
Medical expenses are paid directly from the trust funds. For any amount exceeding the trust coverage, Ms. Liu can choose to pay out-of-pocket or use supplemental insurance.
In addition, a health management fund is set up to cover preventive health services, such as fitness programs and nutritional consultations.
By utilizing a family trust, the entire family benefits from tailored healthcare services.
Through the establishment of the High-End Medical Trust, Ms. Liu and her loved ones receive all-encompassing, high-quality medical care.
When illness strikes, they can access the most advanced treatment options without delay, greatly enhancing their level of healthcare security.
Personalized wellness management also helps prevent disease, improve lifestyle habits, and boost physical resilience—ensuring the family can live with peace of mind regarding their health.
