【Minor’s Wealth Protection and Guardian Risk Prevention Trust】

Mr. Sun, a corporate white-collar professional, had a flourishing career and amassed substantial wealth,
including company shares, multiple properties, extensive financial investments, and valuable collectibles.
However, tragedy struck unexpectedly during a trip, where Mr. Sun and his wife unfortunately passed away,
leaving behind their 8-year-old son, Xiao Sun.

Before their untimely passing, the couple had considered their son’s young age
and the legal requirement of appointing a guardian to care for him and manage his assets.
Due to his elderly parents' frail health, Mr. Sun entrusted guardianship to his younger brother.
However, concerned about potential moral risks that might jeopardize Xiao Sun’s future,
he established a Minor’s Wealth Protection Trust through a trust institution.
All his assets were placed into the trust, which categorized, assessed, and registered them comprehensively.

The trust explicitly defined the guardian's (the younger brother’s) rights and obligations regarding asset management,
paired with stringent oversight mechanisms. The guardian could apply to the trust institution for funds as needed,
but he was required to provide a detailed explanation and supporting documentation for their intended use.

Moreover, the trust set up several specialized funds to ensure Xiao Sun’s developmental needs were met, such as:
- Education Fund: Covering tuition and other educational expenses at various stages of his learning journey.
- Living Allowance Fund: Providing monthly disbursements to support daily expenses.
- Healthcare Fund: Ensuring medical costs are covered, enabling Xiao Sun to receive quality healthcare services.

Through the family trust, Mr. Sun effectively mitigated guardian-related risks while safeguarding wealth.

By establishing a Minor’s Wealth Protection and Guardian Risk Prevention Trust,
Mr. Sun successfully created a robust financial protection shield for his son.
This arrangement minimized potential moral risks from the guardian and ensured Xiao Sun’s assets remained secure.
Even in the challenging situation of losing both parents, the trust allowed the assets to be properly managed and steadily grow.

The trust’s meticulous asset usage rules and strict supervisory mechanisms regulated the guardian’s actions,
ensuring that Xiao Sun’s needs in life, education, healthcare, and more were promptly and reasonably met.
This enabled him to grow up in a stable environment.

A comprehensive minor support system and a well-planned wealth inheritance structure
not only provided Xiao Sun with full protection during his childhood
but also prepared him for independent management and utilization of family wealth upon adulthood.
This helped him realize his personal goals while sustaining the family’s prosperity for generations.